Royal Bank of Canada
CDIC lists Royal Bank of Canada. The Day to Day account example below is a specific package, not a price for every RBC account.
Let’s check the detail.The identity behind the name.
CDIC lists Royal Bank of Canada. The Day to Day account example below is a specific package, not a price for every RBC account. If you arrived through an older HSBC Canada relationship, read the separate migration information before assuming the account name, features or agreement are unchanged.
Institution-status research checked 2026-10-29. This does not refresh product fees, ratings or eligibility.
Account facts you can inspect.
RBC Day to Day Banking Account
Checked 2026-10-26 · selected fields only
This repeats the recorded monthly package fee twelve times at a constant price. It is an arithmetic illustration, not a forecast of your next twelve bills. Future price changes, waivers, introductory pricing and additional charges are not modelled. It is not your total annual account cost.
See all twelve package-fee rows
| Fee number | Package fee | Package fees so far |
|---|---|---|
| 1 | $4.00 | $4.00 |
| 2 | $4.00 | $8.00 |
| 3 | $4.00 | $12.00 |
| 4 | $4.00 | $16.00 |
| 5 | $4.00 | $20.00 |
| 6 | $4.00 | $24.00 |
| 7 | $4.00 | $28.00 |
| 8 | $4.00 | $32.00 |
| 9 | $4.00 | $36.00 |
| 10 | $4.00 | $40.00 |
| 11 | $4.00 | $44.00 |
| 12 | $4.00 | $48.00 |
- Monthly-fee waiver balance
- Not reviewed
- Balance timing
- Not reviewed
- Included transactions
- 12
- Included e-Transfers
- 999
- Other-network ATM fee charged by issuer
- Not reviewed
- Foreign-exchange markup
- Not reviewed
Conditions and what is still unknown
- The standard monthly fee is $4. Value Program, eligibility and limited-duration offers may change the fee; none is represented as the standard price.
- No minimum-balance requirement is advertised; no cash-balance fee-waiver threshold is inferred.
- The legal text limits free e-Transfers to 999 per month, then $1 each, despite marketing them as unlimited. This verified count is not a legacy sentinel conversion.
- Free e-Transfers do not count toward the general 12-debit allowance. Other exclusions, including eligible transit, appear in the terms.
Keep the earlier context in view.
These earlier descriptions and product names are preserved for continuity. They do not establish current services, offers or eligibility.
Earlier institution description
Canada's largest bank by market capitalization, serving over 17 million clients worldwide.
5 earlier product names
- RBC Day to Day Banking · chequing
- High Interest eSavings · savings
- No Limit Banking · chequing
- Day to Day Banking · chequing
- RBC High Interest eSavings · savings
Earlier amounts, app ratings, welcome offers and application links are not treated as reviewed current terms.
Sources for this record.
Open CDIC’s institution lookupCDIC’s list covers member institutions and trade names. Provincial credit unions and other provider categories require the appropriate separate checks. Membership alone does not establish coverage for every product.
What would the account cost you?
Start with the package fee you would actually pay. Add extra transactions and cash access. Check introductory expiry and the exact daily-balance waiver test. Include a transition month if you are moving accounts.
Questions before your next step.
Does appearing here mean MITEY recommends this provider?
No. A directory entry and a dated fee record do not assess suitability, financial strength, customer service, approval likelihood or all of your costs. You decide which questions and sources matter to your situation.
What should I check if the institution changed names?
Identify the legal provider on your own agreement or statement. Read its official transition instructions before changing a login, payment instruction or account. Legal amalgamation, product migration and a brand change can happen on different dates.
Does a listed brand have its own deposit-insurance limit?
Do not assume so. Check the legal deposit-taker, eligible product, ownership category and current insurance rules. Several brands can belong to one institution; a fintech arrangement can involve a separate bank or trust company.
