bankingcanada.caby mitey
BANKINGCANADA.CA · BY MITEY

Every fee has a place.

Compare two fictional or entered bank-account plans, including introductory periods, transaction allowances, ATM costs and other fees.

Numbers stay hereEvery line explainedYour choice, your pace
Mitey looking down toward the account comparisonA little less guesswork.

Fictional starting figures. Change them using your own fee schedule. Editing, calculating, saving and downloading do not submit an enquiry.

Your assumptions

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Plan A fee schedule$16.95/month · unlimited included transactions3 introductory months at $0.00/month · ATM fees and extras below
CAD
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CAD
CAD
CAD
CAD
Plan B fee schedule$4.00/month · 18 included transactions0 introductory months at $4.00/month · ATM fees and extras below
CAD
months
CAD
CAD
CAD
CAD
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YOUR WORKED PLAN · CAD

Look beyond the headline fee.

Plan A total fees$200.55
Plan B total fees$351.00
B costs more by$150.45
Your plan, month by month
Plan A cumulative fees versus Plan B cumulative feesEditable illustrative assumptions over 12 months. Exact monthly amounts are in the ledger below. Plan A cumulative fees ends at $200.55; Plan B cumulative fees ends at $351.00.$0.00$175.50$351.00Month 0Month 12
Plan A cumulative feesPlan B cumulative fees
An allowance is not a promise.

Check which debit, transfer and teller transactions share the allowance. This model uses one combined count.

View methods, rounding and limits

Local saving is optional. Anyone using this browser may be able to restore a plan. Downloads can contain your entered figures.

Keep the detail.

Every amount is in Canadian dollars. Scroll the table to see every column.

Monthly account costs under your entered assumptions
MonthA packageA extras + ATM + otherA totalB packageB extras + ATM + otherB totalA − B, cumulative
1$0.00$4.00$4.00$4.00$25.25$29.25−$25.25
2$0.00$4.00$4.00$4.00$25.25$29.25−$50.50
3$0.00$4.00$4.00$4.00$25.25$29.25−$75.75
4$16.95$4.00$20.95$4.00$25.25$29.25−$84.05
5$16.95$4.00$20.95$4.00$25.25$29.25−$92.35
6$16.95$4.00$20.95$4.00$25.25$29.25−$100.65
7$16.95$4.00$20.95$4.00$25.25$29.25−$108.95
8$16.95$4.00$20.95$4.00$25.25$29.25−$117.25
9$16.95$4.00$20.95$4.00$25.25$29.25−$125.55
10$16.95$4.00$20.95$4.00$25.25$29.25−$133.85
11$16.95$4.00$20.95$4.00$25.25$29.25−$142.15
12$16.95$4.00$20.95$4.00$25.25$29.25−$150.45

A little more clarity.

Balance waiversSwitching planSee the working