Find the name. Then check the detail.

Affinity Credit Union

Saskatchewan’s Credit Union Deposit Guarantee Corporation lists Affinity Credit Union. Check the account agreement and the current provincial information for the specific product. Membership, account opening, access arrangements and borrowing are separate questions; the institution name does not decide all four.

Alterna Bank

CS Alterna Bank appears on CDIC’s list under the Alterna Bank trade name. Use that legal identity when reading a deposit agreement. An online account label does not answer every question about cash access, transfers or service charges; obtain the current schedule for the account you want to compare.

American Express

This American Express reference needs a card-specific reading. The Canadian corporate-card materials describe paying card accounts; they do not establish a general chequing-account offer for this directory. Identify the issuer on the particular card agreement and compare card charges separately from the deposit account used to pay it.

Assiniboine Credit Union

The Manitoba deposit-guarantee register lists Assiniboine Credit Union / Caisse Assiniboine. Use the institution and current product named on your agreement when following older brand or account information. Ask which service schedule applies to your relationship rather than assuming all names in a combined organization share one package.

ATB Financial

Alberta identifies ATB Financial as a provincial corporation and agent of the Crown. Its legal framework differs from that of a federal bank or a provincial credit union. Use the official ATB account terms for package fees and balance tests; consult Alberta’s information for the applicable deposit guarantee.

Bank of Montreal

Bank of Montreal is listed by CDIC. For everyday account research, identify the plan as well as the underlying account: the Practical Plan facts below cover selected terms, not every BMO service. Write down the transaction allowance and any rebate conditions alongside the package fee before comparing your usage.

Bow Valley Credit Union

Bow Valley Credit Union’s reviewed account site is bowvalleycu.com. It is distinct from Bulkley Valley in British Columbia. The BVCU Basics example below is a separately reviewed account; the earlier “Conservative Values” name has not been confirmed as a current package, and its old price is not used here.

Bulkley Valley Credit Union

BCFSA lists Bulkley Valley Credit Union at bvcu.com. This is a different institution from Bow Valley Credit Union in Alberta. Similar initials should not decide where an application or banking enquiry goes.

Cambrian Credit Union

Cambrian Credit Union appears on Manitoba’s covered-institution list, which also identifies Achieva Financial as its virtual division. Distinguish the account and delivery channel you plan to use. A related online brand does not establish that branch access, account pricing or transaction services are identical.

Canadian Imperial Bank of Commerce

CDIC lists Canadian Imperial Bank of Commerce and its CIBC trade name. The Smart Account figures below have a recorded future change cutoff, so they should not be carried into a later year without another review. Compare the regular package and your actual waiver eligibility rather than assuming a promotional headline is permanent.

Canadian Western Bank

For an earlier Canadian Western Bank relationship, start with National Bank’s official migration hub. National completed the acquisition on February 3, 2025, and the hub reports client and product migration complete. Read the instructions for the relevant personal or business product rather than relying on an older CWB offer.

Cascadia Credit Union

BCFSA’s register identifies Cascadia Credit Union and lists cascadiacu.com as its website. The earlier directory used a different domain ending. Check the registered institution’s official destination and current product agreement before sharing information or applying.

Chinook Credit Union

This earlier Chinook record requires reconciliation with the Chinook Financial and connectFirst history. It is held out of current comparisons so the records are not counted as separate verified providers. The present Servus/connectFirst guidance is a starting point; confirm the relationship named on your own agreement.

Chinook Financial

Chinook Financial became part of the unified connectFirst brand in 2021; connectFirst later merged with Servus. This earlier listing helps explain a document or old link. Use the official transition information to confirm the present account relationship instead of carrying an earlier package name or fee into a new decision.

Coast Capital Savings

Prospera and Coast Capital are brands within Coast Capital Savings Federal Credit Union following the merger completed May 6, 2026. A shared legal institution does not mean every brand’s account terms or access arrangements are identical. Check your agreement, the current brand information and the applicable deposit-protection rules.

Coastal Community Credit Union

BCFSA lists Coastal Community Credit Union and gives cccu.ca as its website. Check current account and access details there; the institution name alone does not establish which services or terms are available to you.

Connect First Credit Union

The connectFirst and Servus merger closed May 1, 2024. The combined organization adopted the Servus name, and its published conversion guidance reports the banking-system move complete. Use the current Servus instructions for your relationship; do not treat the earlier connectFirst listing as another independent account provider.

Crosstown Civic Credit Union

Crosstown Civic merged with Access Credit Union on January 1, 2021. This earlier name remains useful for tracing documents and old links, but it is not a separate current comparison choice. Use Access’s official information for current account services.

Dauphin Plains Credit Union

Dauphin Plains combined with Ethelbert and Roblin to form Catalyst in July 2013. Catalyst later combined with Vanguard as Fusion Credit Union in 2018. This is a historical name; use Fusion’s current information rather than relying on the earlier directory destination.

Desjardins

Desjardins describes a cooperative financial group that includes a network of caisses and other businesses. Identify the caisse or other legal provider on the agreement for the product you want. Do not assume that a group-wide name gives every account the same terms, eligibility or deposit-protection arrangement.

Envision Financial

CDIC’s current register lists Envision Financial as a trade name of Tru Cooperative Bank. Use the legal institution and exact deposit product when checking coverage; a brand name by itself does not establish a separate insurance limit. Follow the provider’s current instructions for account access.

EQ Bank

CDIC lists EQ Bank as a trade name of Equitable Bank. Identify the exact deposit product and legal issuer when checking the account agreement and coverage. An earlier “Savings Plus” name in the directory is historical context; it does not confirm today’s product name, rate or transaction conditions.

First Calgary Financial

First Calgary Financial was among the divisions brought under connectFirst’s brand in 2021. connectFirst later merged with Servus. If this older name appears on your records, follow the official brand and conversion guidance to identify today’s account and access instructions.

Gulf & Fraser Credit Union

Gulf & Fraser and Interior Savings combined as Beem Credit Union on January 1, 2024. These earlier names are kept for people following an old statement or link; they are not two additional current institutions. Check Beem’s official information for the services and access that apply to your relationship.

HSBC Bank Canada

Following an older HSBC Bank Canada statement or link? RBC completed its acquisition of the Canadian business on March 28, 2024. Start with RBC’s official information for the migrated relationship. An earlier HSBC Canada product name is not a separate current account offer; other HSBC countries are outside this Canadian transition note.

Interior Savings Credit Union

Gulf & Fraser and Interior Savings combined as Beem Credit Union on January 1, 2024. These earlier names are kept for people following an old statement or link; they are not two additional current institutions. Check Beem’s official information for the services and access that apply to your relationship.

KOHO Financial

KOHO’s published app information describes a prepaid-card and app service rather than a fully licensed bank. When comparing it with a deposit account, identify the legal service provider, where funds are held and the terms that apply to your balance. This category note does not assess whether the service suits you.

Koodo Mobile Banking

The earlier directory label “Koodo Mobile Banking” has not been matched to a reviewed Canadian banking institution or account. Koodo’s official information describes telecommunications services. Keep that distinction in mind: the earlier directory address is not a verified destination for a banking application.

Lakeland Credit Union

Use Lakeland Credit Union’s reviewed lakelandcreditunion.com destination for its account information. The Infinity Account example below is separate from the earlier agricultural product names. An agricultural or business service and a personal chequing package should be compared on their own terms, not treated as interchangeable because they share a provider.

Laurentian Bank

National Bank’s published Laurentian personal-banking migration schedule gives November 6–8, 2026 as the migration weekend. At this review date that event is still upcoming. Check the official schedule and the notices for your own products; do not treat the migration as already complete or assume all services move together.

Manulife Bank

Manulife Bank of Canada is listed by CDIC. Its Advantage Account example below distinguishes a package fee from transaction charges. A balance test that reduces transaction fees should not be relabelled as a monthly-package waiver; keep those two questions separate in your worksheet.

Meridian Credit Union

Ontario’s FSRA register lists Meridian Credit Union Limited as active. That provincial credit-union identity is distinct from an assumed federal-bank classification. Compare the particular account and membership terms, and use the appropriate protection information for the legal provider and product you are considering.

Mogo

Mogo’s official site describes MogoMoney as personal lending. The earlier “MogoMoney Account” entry has not been confirmed as a current chequing account, so it does not supply an account fee quote here. A loan and a deposit account answer different needs; confirm which service you are looking at.

Motive Financial

An older account or statement may still use the Motive name. National Bank’s migration hub marks Motive Financial as migrated in late fall 2025. Earlier Motive product names remain here to help you follow that history; obtain the successor account’s complete terms before using them in a new comparison.

motusbank

Meridian and Coast Capital announced a planned motusbank wind-down on March 26, 2025, subject to approvals. This review has not independently established the final completion date. Confirm which institution now holds the particular product and follow the instructions addressed to you before using any earlier account information.

National Bank of Canada

National Bank of Canada is listed by CDIC, which also lists CWB Financial Group and Motive Financial among its trade names. Follow the current legal provider and the particular account agreement when comparing a migrated relationship with a new account. Earlier CWB or Motive names do not create additional independent banks.

National Bank of Canada

Earlier address for National Bank of Canada

This earlier address points to another National Bank of Canada directory record. CDIC lists National Bank and NBC as trade names of the same member institution. Continue to the main National Bank field notes rather than counting the two addresses as separate providers.

Neo Financial

Neo’s reviewed chequing disclosure describes a payment service provider with funds held in trust at CDIC member institutions. Read the account’s legal and protection disclosures to understand the provider arrangement. Do not assume that an app brand and the institution holding funds are the same entity.

Northern Savings Credit Union

Northern Savings Credit Union appears in BCFSA’s register, with northsave.com as its official website. Before comparing an account, check how you would use branch, cash and remote services in the places you live. A recorded head-office province is not a complete service-area or eligibility test.

Northgate Credit Union

The earlier directory identity has not been matched confidently to a current Canadian institution in this review. It is held out of current account comparisons. This is an unresolved identity check, not a statement that an institution closed or that your account is invalid. Do not use the earlier web address as a verified application destination.

Noventis Credit Union

Noventis merged with Access and Sunova effective July 1, 2022, continuing as Access Credit Union. Earlier Noventis product names and account records do not establish current availability. Check Access’s official account information and any notices addressed to you.

Oaken Financial

CDIC lists Oaken Financial as a trade name under both Home Bank and Home Trust Company. Check which institution actually issues the particular deposit before grouping balances for a coverage calculation. The shared Oaken name alone does not identify the legal issuer of every product.

PC Financial

CDIC lists President’s Choice Bank with the PC Financial trade name. The brand can appear on different financial products, so begin with the actual service you are considering. Check its agreement for the legal provider, cash access and fees instead of assuming that a card and an everyday account have the same terms.

Peace Hills Trust

Peace Hills Trust Company is listed by CDIC with Peace Hills Trust among its trade names. A trust-company name should not be turned into an assumed everyday-account package. Ask about the specific service, who can use it, how transactions work and the complete terms before comparing it with a retail chequing account.

Prospera Credit Union

Prospera and Coast Capital are brands within Coast Capital Savings Federal Credit Union following the merger completed May 6, 2026. A shared legal institution does not mean every brand’s account terms or access arrangements are identical. Check your agreement, the current brand information and the applicable deposit-protection rules.

Royal Bank of Canada

CDIC lists Royal Bank of Canada. The Day to Day account example below is a specific package, not a price for every RBC account. If you arrived through an older HSBC Canada relationship, read the separate migration information before assuming the account name, features or agreement are unchanged.

Scotiabank

The Bank of Nova Scotia is listed by CDIC under the Scotiabank trade name. The Preferred Package example below has its own dated terms. Keep a regular fee, a temporary promotion and a qualifying-balance waiver separate when working out the amount you would actually pay.

Servus Credit Union

Servus is the continuing brand used after the connectFirst and Servus combination. Its official merger information records completion on May 1, 2024. The Personal Premium example below is a specific reviewed account; earlier Member Value or connectFirst package names should not be substituted for its current agreement.

Simplii Financial

CDIC identifies Simplii Financial as a trade name of CIBC. A distinct brand is not, by itself, a distinct legal deposit-taker. The dated No Fee Chequing facts below describe selected account terms; confirm the agreement and any additional charges for your particular use.

Simplii Financial

Earlier address for Simplii Financial

This is another earlier directory address for Simplii Financial, a trade name listed under CIBC by CDIC. Continue to the main Simplii field notes so the same brand is not treated as two independent providers. The earlier record at this address remains available for continuity.

Sunrise Credit Union

Sunrise Credit Union is listed among Manitoba’s covered institutions. For account research, start with the actual package and the way you would access it. Keep monthly fees, included transactions and the cost of services outside the package on separate lines so a low headline fee does not hide another charge.

Synergy Credit Union

Synergy, Conexus and Cornerstone legally amalgamated as Conexus Credit Union on January 1, 2026. The official merger guidance says integration takes time and legacy products and services continue until changes are communicated. Do not assume an account, fee or login has already changed simply because the legal merger occurred.

Tangerine Bank

Tangerine Bank is listed by CDIC. The reviewed chequing example records a zero monthly package fee; that does not establish that every transaction or additional service is free. Read the service schedule for the cash access, foreign currency and other activities you expect to use.

Toronto-Dominion Bank

CDIC lists The Toronto-Dominion Bank and the TD Canada Trust trade name. When you compare a TD account, distinguish the particular package from the bank name. The dated Every Day example below is a selected fee record; an older “Everyday” amount or a different TD package is not interchangeable with it.

Vancity

BCFSA lists Vancouver City Savings Credit Union. Keep that provincial credit-union identity distinct from the separately named Vancity Community Investment Bank on CDIC’s list. Use the entity on the product agreement when checking coverage and services; a shared family of names does not make the legal arrangements identical.

Vanguard Credit Union

Vanguard and Catalyst combined to form Fusion Credit Union in 2018. The Vanguard name is retained here to explain the earlier directory record, rather than to suggest a separate current provider. Use Fusion’s official service information for a present-day enquiry.

Wealthsimple

Wealthsimple’s chequing FAQ states that it is not a bank and works with banking partners. Check the legal arrangement and the current product terms rather than treating the Wealthsimple brand as an independently insured bank. An older Cash product name does not establish the current chequing offer.

Westman Credit Union

The earlier directory identity has not been matched confidently to a current Canadian institution in this review. It is held out of current account comparisons. This is an unresolved identity check, not a statement that an institution closed or that your account is invalid. Do not use the earlier web address as a verified application destination.

Westminster Savings Credit Union

Westminster Savings and Prospera amalgamated as Prospera on January 1, 2020. Prospera subsequently became part of Coast Capital Savings Federal Credit Union in May 2026 while continuing to use the Prospera brand. This earlier name is retained for context, rather than presented as a separate account provider.

Wise

Wise identifies its Canadian entity as a payments provider rather than a bank. Compare the specific transfer or account service, its fees and the safeguarding arrangement with the service you need. A familiar account-style interface does not by itself make the product a Canadian bank deposit.