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CANADIAN BANKING FIELD NOTES

Toronto-Dominion Bank

CDIC lists The Toronto-Dominion Bank and the TD Canada Trust trade name. When you compare a TD account, distinguish the particular package from the bank name.

Institution contextDated account factsClear comparisons
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Directory record

The identity behind the name.

CDIC lists The Toronto-Dominion Bank and the TD Canada Trust trade name. When you compare a TD account, distinguish the particular package from the bank name. The dated Every Day example below is a selected fee record; an older “Everyday” amount or a different TD package is not interchangeable with it.

Institution-status research checked 2026-10-29. This does not refresh product fees, ratings or eligibility.

TERMS, WITH A DATE

Account facts you can inspect.

DATED ISSUER FACTS

TD Every Day Chequing Account

Checked 2026-10-26 · selected fields only

Monthly package fee$11.95
12 monthly package fees$143.40

This repeats the recorded monthly package fee twelve times at a constant price. It is an arithmetic illustration, not a forecast of your next twelve bills. Future price changes, waivers, introductory pricing and additional charges are not modelled. It is not your total annual account cost.

Twelve repetitions of the recorded package fee.
Fee 1Fee 12$143.40
See all twelve package-fee rows
CAD · stated package fee held constant, before rebates and additional services
Fee numberPackage feePackage fees so far
1$11.95$11.95
2$11.95$23.90
3$11.95$35.85
4$11.95$47.80
5$11.95$59.75
6$11.95$71.70
7$11.95$83.65
8$11.95$95.60
9$11.95$107.55
10$11.95$119.50
11$11.95$131.45
12$11.95$143.40
Monthly-fee waiver balance
$3,000.00
Balance timing
end of each day in month
Included transactions
25
Included e-Transfers
Not reviewed
Other-network ATM fee charged by issuer
$2.00
Foreign-exchange markup
Not reviewed
Conditions and what is still unknown
  • Standard adult monthly fee before rebates; senior pricing differs. The waiver requires at least $3,000 at each day's end for the entire month.
  • The general allowance is 25 transactions; qualifying public-transit transactions are excluded from that limit.
  • Interac service is described as free, but a separate unlimited-count allowance was not established here. Other ATM operators may add charges.
  • No cash bonus, interest, overdraft price or FX markup is imported.
Read the issuer’s full terms

Keep the earlier context in view.

These earlier descriptions and product names are preserved for continuity. They do not establish current services, offers or eligibility.

Earlier institution description

One of Canada's Big Five banks with a strong presence in retail banking and US operations.

3 earlier product names
  • TD Everyday Chequing · chequing
  • All-Inclusive Banking · chequing
  • Minimum Chequing · chequing

Earlier amounts, app ratings, welcome offers and application links are not treated as reviewed current terms.

CHECK THE DETAIL

Sources for this record.

Open CDIC’s institution lookup

CDIC’s list covers member institutions and trade names. Provincial credit unions and other provider categories require the appropriate separate checks. Membership alone does not establish coverage for every product.

What would the account cost you?

Start with the package fee you would actually pay. Add extra transactions and cash access. Check introductory expiry and the exact daily-balance waiver test. Include a transition month if you are moving accounts.

Questions before your next step.

Does appearing here mean MITEY recommends this provider?

No. A directory entry and a dated fee record do not assess suitability, financial strength, customer service, approval likelihood or all of your costs. You decide which questions and sources matter to your situation.

What should I check if the institution changed names?

Identify the legal provider on your own agreement or statement. Read its official transition instructions before changing a login, payment instruction or account. Legal amalgamation, product migration and a brand change can happen on different dates.

Does a listed brand have its own deposit-insurance limit?

Do not assume so. Check the legal deposit-taker, eligible product, ownership category and current insurance rules. Several brands can belong to one institution; a fintech arrangement can involve a separate bank or trust company.

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